Here is an interesting idea for a necklace that functions as a scarf. The chain loop chains drape around the neck and are stopped from tangling by the length of whipping put around all of the loops. Also, the bulky yarn keeps the chains from twisting. If worn singly, the loops function as a necklace, but if doubled, the loops fit tightly as a warm, bulky and cosy scarf. A link to the free pattern is at the end of the post.
You may also consider to make a multicolor Chain Loop Circle Scarf, like this one on the photo below made by AFJ:
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Go to the pattern: